Payment Options

Why No Medical Insurance Is

Accepted At This Office

I'm often questioned as to why I do not accept any health insurance or any other type of insurance or 3rd party pay at my office.

The reasons as to why I do not are:

1. The standard and quality of care I provide is the highest I can possibly give you. Insurance companies are not willing to recognize that, nor will they pay for this high quality and quantity of care.

2. Insurance companies would require me to do procedures and tests that are not necessary for you to receive care at this office, wasting both your time and your money. My promise to you is that I will only do what is needed for you to receive care and refer you out to other doctors if you need anything more.

3. To accept insurance I would be required to compromise and limit my ability to provide the best care possible for you. I would be forced, in essence, to provide you with incompetent care. That is something I am not willing to do.

4. It has been shown that people who pay for their care on their own get healthier quicker and receive much better benefits from chiropractic care. I want you to benefit as much as possible from the care I provide for you.

5. Many people are losing insurance coverage and/or their deductible and co-pays are too high to realistically serve them as they need. Since it is illegal to charge an insurance fee and have a lower cash fee, I would be forced to charge everyone the insurance fee and those that didn't have insurance would not afford care. I am unwilling to exclude anyone from the care they need.

6. Most insurance does not cover chiropractic care for children. Again, I am not willing to exclude the segment of the population that chiropractic care can benefit and impact the most. It is, and always will be, easier and less expensive to grow healthy children than to repair damaged adults.

7. Insurance was designed for quick, short-term symptom and disease care and treatment. Chiropractic's objective, as practice in this office, is about improving your health and helping to enhance all aspects of your life throughout your whole life. Philosophically and clinically those two objectives are incompatible and it becomes a contradiction to try and change one objective to fit the other. And as we all know, contradictions can only lead to disaster.

For those reasons and more, I have chosen to not participate with any insurance.

The great news is that by not having to deal with insurance companies, office costs are kept down, so I can offer everyone chiropractic care at fees that ALL people can afford.

Family Plans

Our focus at CHARLOTTESVILLE FAMILY CHIROPRACTIC is to actively help you and your family in taking responsibility for your health, wellness, and "dis-ease" management. We assist and guide you to take the time to care for the important people in your life: you and your family.  In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized family plan that is specific to you and your family.

Health on a Budget

At CHARLOTTESVILLE FAMILY CHIROPRACTIC we're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us--we can help!  The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously.  As the old saying goes, "If you don't have your health, you don't have anything".  Unfortunately, too many people don't discover how true that statement is until it is too late.

Call us with any other questions; (434) 977-5433

Email;  [email protected]

Per the newly enacted 2022 

“No Surprises Act - Good Faith Estimate”

You will never be charged more than $300 before being given advance notice of any expected charges of recommended services, therapy equipment, supports, products or supplements prior to your agreement to pay and receive such products and services being provided or recommended to you.

If you would like a copy of this notice, please ask any one of our friendly team members.


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Office Hours

Our Regular Schedule

Charlottesville Office


8:30 am-12:00 pm

1:30 pm-5:00 pm


8:30 am-12:00 pm

1:30 pm-5:00 pm


8:30 am-12:00 pm


8:30 am-12:00 pm

1:30 pm-5:00 pm


Massage and Contouring Services Only


Massage and Contouring Services Only




Reviews By Our Satisfied Patients

  • "I have benefitted tremendously from the chiropractic care I received from Dr. Prax. Not only has the adjustments helped alleviate my stiffness and aches, but it has helped me have more energy and just feel more balanced overall. A few months ago, I was able to resume a favorite hobby of mine: golf. Due to my previous pain, I never thought that’d be possible."
    Back Pain
  • "I was very impressed with the chiropractic care I received from Dr. Prax. I had received chiropractic in the past for my neck pain, but not to this level of care. After only a few sessions, my symptoms began to disappear, especially my neck pain, and I know I would not have been able to perform to my everyday work functions without the treatment I received."
    Neck Pain
  • "As I've now been under your care for over a year I look forward to each visit with you not only for the adjustment, but for the overall wellness feeling I know I will be walking out the door with."
    - H